"I switched from years of banking at another bank to Bay State Bank over a year ago. The Worcester Burncoat branch has been so helpful, and the staff is so friendly. Every time I walk in they all know my name, crazy even the ones I don't know as well. "
- Kevin A.
"Today I went into Bay State Bank and had the best banking experience. The staff was very knowledgeable and courteous. I would recommend them to anyone who asks"
- Marisol F.
"Bay State Bank has always been a great place. The staff at the Auburn location know me by name and are always very helpful and friendly."
- Charles P.
"I’ve been banking with Bay State Bank on Grafton Street in Worcester for over 20 years, and I couldn’t be happier with their services. The customer service is friendly, knowledgeable, and always willing to go above and beyond to help. It’s refreshing to deal with a bank that genuinely cares about its customers. Highly recommend them for anyone looking for a reliable and community-oriented bank."
- Ed G.
"Great customer service, always helpful, fast, efficient, and willing to go the extra mile. I'm happy I do business with them!" "
- Rich C.
"The entire Bay State Bank Team was super helpful during the buying process of our home. They were always available for questions and that continued after the purchase. I would go back to them as the opportunity comes up. "
- Jonathan G.
"When I started my new company, I chose to do business with Bay State Bank, Burncoat St, based on a positive past experience with my mortgage loan process. It’s been a couple years now, and I could not be happier with the relationship. Emily Perry, the client experience manager, and everyone I have ever dealt with has been informed, helpful and professional. They are extremely customer-focused and friendly. It is so refreshing to have a bank that has a personal touch with their customers. "
- Kristin O.
"While in the process of buying a summer home, my family and I had the fortunate experience of working with Jeff Locke and the wonderful people of Bay State Bank. He made our dream a reality, expediting the process in a caring and efficient manner. "
- Mike H.
"Great customer service and attentiveness to our growing small business! Bay State Bank is big enough for what we need yet small enough to still care about the local community as well as our needs."
- Brian J.
"My office is in Shrewsbury, but I choose to go to Bay State Bank, even though there are closer banks. I prefer them because I believe they go the extra mile, and I am always satisfied. – Dennis P. Molinari "
- Dennis M.
"We have 2 accounts with Bay State Bank for several years for our business and personal accounts and we cannot say enough good things about the staff at the Burncoat St. location. All questions and inquiries are met with priority and are always answered with great knowledge. Extremely friendly staff and good people!" "
- Pasquale L.
"Emily, by far, is the reason I utilize Bay State Bank on Burncoat St. Being technically challenged, she is always ready, willing, and able to help rectify any and all concerns/problems. She is caring and truly compassionate towards her job and her customers. She is welcoming and ALWAYS pleasant. I'm so GRATEFUL for her, and our community is absolutely BLESSED to have her!"
- Sharon Z.
"Our company has been working with Bay State Bank (Grafton St) for over 10 years now. We’re appreciative of the great customer service and attention to detail that Jeff Locke and his team provide to us."
- Rafael G
"I called Bay State Bank to open a savings account. It was Mrs. Helidona Gjino who answered the phone and in every professional way she explained in detail the benefits of opening a savings and checking account with Bay State Savings Bank. She provided excellent customer service. "
- Refie C.
"Bay State Bank’s Burncoat Branch has been my bank for almost 40 years. They have always been available with help throughout the years and the current staff is no different—very friendly and always willing to help if there is ever an issue."
- Matt T.
Your money is 100% safe
and insured with us!
Bay State Bank is proud to be named one of America's Best Regional Banks and the only bank headquartered in Worcester by Newsweek for 2025. This recognition reflects our commitment to personal service, trusted relationships, and community-focused banking.
See the full List at Newsweek.com
Thank you, Central Massachusetts! Bay State Bank was voted Best Bank in the 2025 Community Choice Awards, a reflection of the trust and loyalty of the people and communities we proudly serve.
See the full List at Yourchoiceawards.com
We're honored to be recognized by The Boston Globe as one of Massachusetts' Top Places to Work for 2025. This award celebrates our culture of collaboration, care, and purpose—where employees feel valued and inspired to make a difference every day.
Read more at Bostonglobe.com
*APY is Annual Percentage Yield and accurate as of 6/23/26. $1,000 minimum to open. These accounts must be funded only by New Money. “New Money” means money used to fund this account that comes from a source other than a Bay State Bank account. New Money does not include money that is temporarily routed from a Bay State Bank account to one or more other destinations or mediums that are then used to fund the account. Minimum $0.01 to earn stated APY. Fees may reduce earnings. Penalty may be imposed for early withdrawal. Limited time offer and subject to change without notice. Additional terms and conditions apply. National average comparison based on FDIC National Rates and Rate Caps for comparable deposit products
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